مَّن ذَا ٱلَّذِى يُقْرِضُ ٱللَّهَ قَرْضًا حَسَنًا فَيُضَـٰعِفَهُۥ لَهُۥٓ أَضْعَافًا كَثِيرَةً ۚ وَٱللَّهُ يَقْبِضُ وَيَبْصُۜطُ وَإِلَيْهِ تُرْجَعُونَ 245
Translations
Who is it that would loan Allāh a goodly loan so He may multiply it for him many times over? And it is Allāh who withholds and grants abundance, and to Him you will be returned.
Transliteration
Man dha alladhi yuqridu Allaha qardan hasanan fayudaAAifahu lahu adAAafan kathirah. Wa Allahu yaqbidu wayabsut wa ilayhi turjaAAun.
Tafsir (Explanation)
This ayah presents the metaphor of lending to Allah (qard al-hasan) as an investment in charity and good deeds, which Allah multiplies manifold in return. Classical scholars like Ibn Kathir and Al-Qurtubi explain that this refers to spending in the way of Allah—whether in charity, supporting the needy, or other righteous causes—which Allah promises to reward abundantly on the Day of Judgment. The ayah emphasizes Allah's complete sovereignty over all provision (qabd and bast) and reminds humanity that ultimately all return to Him for final judgment.
Revelation Context
This ayah appears in the Medinan period of Surah Al-Baqarah, which addresses the Muslim community's practical and spiritual needs. It comes within a section discussing financial obligations and charitable giving, encouraging the early Muslim community to invest their wealth in Allah's cause despite economic challenges they faced.
Related Hadiths
The Prophet (peace be upon him) said: 'The best charity is that given when one is in need yet gives, and the best loan is that which is given with good intention.' (Related themes in Jami' at-Tirmidhi). Also relevant: 'Who will lend to Allah a good loan?' (Sahih Bukhari 2389, where the Prophet uses this Quranic metaphor to encourage charity).
Themes
Key Lesson
This ayah teaches believers that generosity and charitable giving are not losses but investments with infinite returns guaranteed by Allah, transforming our relationship with wealth from possession to stewardship. It encourages a mindset of trusting in Allah's abundance rather than hoarding, knowing that true security comes from His promise, not material accumulation.
Related Ayahs
۞ إِنَّ ٱلصَّفَا وَٱلْمَرْوَةَ مِن شَعَآئِرِ ٱللَّهِ ۖ فَمَنْ حَجَّ ٱلْبَيْتَ أَوِ ٱعْتَمَرَ فَلَا جُنَاحَ عَلَيْهِ أَن يَطَّوَّفَ بِهِمَا ۚ وَمَن تَطَوَّعَ خَيْرًا فَإِنَّ ٱللَّهَ شَاكِرٌ عَلِيمٌ
Indeed, aṣ-Ṣafā and al-Marwah are among the symbols of Allāh. So whoever makes ḥajj [pilgrimage] to the House or performs ʿumrah - there is no blame upon him for walking between them. And whoever volunteers good - then indeed, Allāh is Appreciative and Knowing.
لَّا يُؤَاخِذُكُمُ ٱللَّهُ بِٱللَّغْوِ فِىٓ أَيْمَـٰنِكُمْ وَلَـٰكِن يُؤَاخِذُكُم بِمَا كَسَبَتْ قُلُوبُكُمْ ۗ وَٱللَّهُ غَفُورٌ حَلِيمٌ
Allāh does not impose blame upon you for what is unintentional in your oaths, but He imposes blame upon you for what your hearts have earned. And Allāh is Forgiving and Forbearing.
وَإِذْ أَخَذْنَا مِيثَـٰقَكُمْ وَرَفَعْنَا فَوْقَكُمُ ٱلطُّورَ خُذُوا۟ مَآ ءَاتَيْنَـٰكُم بِقُوَّةٍ وَٱذْكُرُوا۟ مَا فِيهِ لَعَلَّكُمْ تَتَّقُونَ
And [recall] when We took your covenant, [O Children of Israel, to abide by the Torah] and We raised over you the mount, [saying], "Take what We have given you with determination and remember what is in it that perhaps you may become righteous."
كُتِبَ عَلَيْكُمُ ٱلْقِتَالُ وَهُوَ كُرْهٌ لَّكُمْ ۖ وَعَسَىٰٓ أَن تَكْرَهُوا۟ شَيْـًٔا وَهُوَ خَيْرٌ لَّكُمْ ۖ وَعَسَىٰٓ أَن تُحِبُّوا۟ شَيْـًٔا وَهُوَ شَرٌّ لَّكُمْ ۗ وَٱللَّهُ يَعْلَمُ وَأَنتُمْ لَا تَعْلَمُونَ
Battle has been enjoined upon you while it is hateful to you. But perhaps you hate a thing and it is good for you; and perhaps you love a thing and it is bad for you. And Allāh knows, while you know not.