مَّن ذَا ٱلَّذِى يُقْرِضُ ٱللَّهَ قَرْضًا حَسَنًا فَيُضَـٰعِفَهُۥ لَهُۥٓ أَضْعَافًا كَثِيرَةً ۚ وَٱللَّهُ يَقْبِضُ وَيَبْصُۜطُ وَإِلَيْهِ تُرْجَعُونَ 245
Translations
Who is it that would loan Allāh a goodly loan so He may multiply it for him many times over? And it is Allāh who withholds and grants abundance, and to Him you will be returned.
Transliteration
Man dha alladhi yuqridu Allaha qardan hasanan fayudaAAifahu lahu adAAafan kathirah. Wa Allahu yaqbidu wayabsut wa ilayhi turjaAAun.
Tafsir (Explanation)
This ayah presents the metaphor of lending to Allah (qard al-hasan) as an investment in charity and good deeds, which Allah multiplies manifold in return. Classical scholars like Ibn Kathir and Al-Qurtubi explain that this refers to spending in the way of Allah—whether in charity, supporting the needy, or other righteous causes—which Allah promises to reward abundantly on the Day of Judgment. The ayah emphasizes Allah's complete sovereignty over all provision (qabd and bast) and reminds humanity that ultimately all return to Him for final judgment.
Revelation Context
This ayah appears in the Medinan period of Surah Al-Baqarah, which addresses the Muslim community's practical and spiritual needs. It comes within a section discussing financial obligations and charitable giving, encouraging the early Muslim community to invest their wealth in Allah's cause despite economic challenges they faced.
Related Hadiths
The Prophet (peace be upon him) said: 'The best charity is that given when one is in need yet gives, and the best loan is that which is given with good intention.' (Related themes in Jami' at-Tirmidhi). Also relevant: 'Who will lend to Allah a good loan?' (Sahih Bukhari 2389, where the Prophet uses this Quranic metaphor to encourage charity).
Themes
Key Lesson
This ayah teaches believers that generosity and charitable giving are not losses but investments with infinite returns guaranteed by Allah, transforming our relationship with wealth from possession to stewardship. It encourages a mindset of trusting in Allah's abundance rather than hoarding, knowing that true security comes from His promise, not material accumulation.
Related Ayahs
وَلَنَبْلُوَنَّكُم بِشَىْءٍ مِّنَ ٱلْخَوْفِ وَٱلْجُوعِ وَنَقْصٍ مِّنَ ٱلْأَمْوَٰلِ وَٱلْأَنفُسِ وَٱلثَّمَرَٰتِ ۗ وَبَشِّرِ ٱلصَّـٰبِرِينَ
And We will surely test you with something of fear and hunger and a loss of wealth and lives and fruits, but give good tidings to the patient,
ٱلَّذِينَ يَنقُضُونَ عَهْدَ ٱللَّهِ مِنۢ بَعْدِ مِيثَـٰقِهِۦ وَيَقْطَعُونَ مَآ أَمَرَ ٱللَّهُ بِهِۦٓ أَن يُوصَلَ وَيُفْسِدُونَ فِى ٱلْأَرْضِ ۚ أُو۟لَـٰٓئِكَ هُمُ ٱلْخَـٰسِرُونَ
Who break the covenant of Allāh after contracting it and sever that which Allāh has ordered to be joined and cause corruption on earth. It is those who are the losers.
أُحِلَّ لَكُمْ لَيْلَةَ ٱلصِّيَامِ ٱلرَّفَثُ إِلَىٰ نِسَآئِكُمْ ۚ هُنَّ لِبَاسٌ لَّكُمْ وَأَنتُمْ لِبَاسٌ لَّهُنَّ ۗ عَلِمَ ٱللَّهُ أَنَّكُمْ كُنتُمْ تَخْتَانُونَ أَنفُسَكُمْ فَتَابَ عَلَيْكُمْ وَعَفَا عَنكُمْ ۖ فَٱلْـَٔـٰنَ بَـٰشِرُوهُنَّ وَٱبْتَغُوا۟ مَا كَتَبَ ٱللَّهُ لَكُمْ ۚ وَكُلُوا۟ وَٱشْرَبُوا۟ حَتَّىٰ يَتَبَيَّنَ لَكُمُ ٱلْخَيْطُ ٱلْأَبْيَضُ مِنَ ٱلْخَيْطِ ٱلْأَسْوَدِ مِنَ ٱلْفَجْرِ ۖ ثُمَّ أَتِمُّوا۟ ٱلصِّيَامَ إِلَى ٱلَّيْلِ ۚ وَلَا تُبَـٰشِرُوهُنَّ وَأَنتُمْ عَـٰكِفُونَ فِى ٱلْمَسَـٰجِدِ ۗ تِلْكَ حُدُودُ ٱللَّهِ فَلَا تَقْرَبُوهَا ۗ كَذَٰلِكَ يُبَيِّنُ ٱللَّهُ ءَايَـٰتِهِۦ لِلنَّاسِ لَعَلَّهُمْ يَتَّقُونَ
It has been made permissible for you the night preceding fasting to go to your wives [for sexual relations]. They are a clothing for you and you are a clothing for them. Allāh knows that you used to deceive yourselves, so He accepted your repentance and forgave you. So now, have relations with them and seek that which Allāh has decreed for you [i.e., offspring]. And eat and drink until the white thread of dawn becomes distinct to you from the black thread [of night]. Then complete the fast until the night [i.e., sunset]. And do not have relations with them as long as you are staying for worship in the mosques. These are the limits [set by] Allāh, so do not approach them. Thus does Allāh make clear His verses [i.e., ordinances] to the people that they may become righteous.
أُو۟لَـٰٓئِكَ لَهُمْ نَصِيبٌ مِّمَّا كَسَبُوا۟ ۚ وَٱللَّهُ سَرِيعُ ٱلْحِسَابِ
Those will have a share of what they have earned, and Allāh is swift in account.