مَّن ذَا ٱلَّذِى يُقْرِضُ ٱللَّهَ قَرْضًا حَسَنًا فَيُضَـٰعِفَهُۥ لَهُۥ وَلَهُۥٓ أَجْرٌ كَرِيمٌ 11
Translations
Who is it that would loan Allāh a goodly loan so He will multiply it for him and he will have a noble reward?
Transliteration
Man dhal-ladhee yuqridul-laha qardan hasanan fayudaa'ifahu lahu wa lahoo ajrun kareem
Tafsir (Explanation)
This ayah uses the metaphor of lending to Allah to describe spending in His cause, emphasizing that voluntary charity is the noblest form of devotion. Classical scholars like Ibn Kathir and Al-Qurtubi explain that 'lending to Allah' means spending wealth for righteous purposes—supporting the needy, establishing Islam, or jihad—with the assurance that Allah will multiply the reward manifold and grant an honored recompense. The ayah demonstrates Allah's generosity and His appreciation for the believer's sacrifice, transforming material loss into spiritual gain.
Revelation Context
This ayah appears in Surah Al-Hadid, a Medinan chapter revealed during a period when the Muslim community faced financial pressures from warfare and social support obligations. The surah emphasizes the obligation of spending (infaq) in Allah's way, and this particular ayah serves as a powerful incentive for believers to contribute their wealth willingly and generously despite economic hardship.
Related Hadiths
The Prophet Muhammad (ﷺ) said: 'The best charity is when you give while you are in need' (related to themes of sacrifice). Additionally, Hadith Qudsi states: 'O son of Adam, spend and I shall spend on you' (Sahih Bukhari), directly reflecting the reciprocal generosity mentioned in this ayah.
Themes
Key Lesson
This ayah teaches believers that giving in Allah's cause is not a loss but an investment with infinite returns, encouraging us to overcome material attachment and trust in Allah's promise of abundant reward. It reframes poverty and sacrifice as opportunities to demonstrate faith and receive honor both in this life and the Hereafter.
Related Ayahs
هُوَ ٱلْأَوَّلُ وَٱلْـَٔاخِرُ وَٱلظَّـٰهِرُ وَٱلْبَاطِنُ ۖ وَهُوَ بِكُلِّ شَىْءٍ عَلِيمٌ
He is the First and the Last, the Ascendant and the Intimate, and He is, of all things, Knowing.
يُنَادُونَهُمْ أَلَمْ نَكُن مَّعَكُمْ ۖ قَالُوا۟ بَلَىٰ وَلَـٰكِنَّكُمْ فَتَنتُمْ أَنفُسَكُمْ وَتَرَبَّصْتُمْ وَٱرْتَبْتُمْ وَغَرَّتْكُمُ ٱلْأَمَانِىُّ حَتَّىٰ جَآءَ أَمْرُ ٱللَّهِ وَغَرَّكُم بِٱللَّهِ ٱلْغَرُورُ
They [i.e., the hypocrites] will call to them [i.e., the believers], "Were we not with you?" They will say, "Yes, but you afflicted yourselves and awaited [misfortune for us] and doubted, and wishful thinking deluded you until there came the command of Allāh. And the Deceiver [i.e., Satan] deceived you concerning Allāh.
يَوْمَ يَقُولُ ٱلْمُنَـٰفِقُونَ وَٱلْمُنَـٰفِقَـٰتُ لِلَّذِينَ ءَامَنُوا۟ ٱنظُرُونَا نَقْتَبِسْ مِن نُّورِكُمْ قِيلَ ٱرْجِعُوا۟ وَرَآءَكُمْ فَٱلْتَمِسُوا۟ نُورًا فَضُرِبَ بَيْنَهُم بِسُورٍ لَّهُۥ بَابٌۢ بَاطِنُهُۥ فِيهِ ٱلرَّحْمَةُ وَظَـٰهِرُهُۥ مِن قِبَلِهِ ٱلْعَذَابُ
On the [same] Day the hypocrite men and hypocrite women will say to those who believed, "Wait for us that we may acquire some of your light." It will be said, "Go back behind you and seek light." And a wall will be placed between them with a door, its interior containing mercy, but on the outside of it is torment.
وَمَا لَكُمْ أَلَّا تُنفِقُوا۟ فِى سَبِيلِ ٱللَّهِ وَلِلَّهِ مِيرَٰثُ ٱلسَّمَـٰوَٰتِ وَٱلْأَرْضِ ۚ لَا يَسْتَوِى مِنكُم مَّنْ أَنفَقَ مِن قَبْلِ ٱلْفَتْحِ وَقَـٰتَلَ ۚ أُو۟لَـٰٓئِكَ أَعْظَمُ دَرَجَةً مِّنَ ٱلَّذِينَ أَنفَقُوا۟ مِنۢ بَعْدُ وَقَـٰتَلُوا۟ ۚ وَكُلًّا وَعَدَ ٱللَّهُ ٱلْحُسْنَىٰ ۚ وَٱللَّهُ بِمَا تَعْمَلُونَ خَبِيرٌ
And why do you not spend in the cause of Allāh while to Allāh belongs the heritage of the heavens and the earth? Not equal among you are those who spent before the conquest [of Makkah] and fought [and those who did so after it]. Those are greater in degree than they who spent afterwards and fought. But to all Allāh has promised the best [reward]. And Allāh, of what you do, is Aware.